Public Adjusters in Tennessee

Tennessee public adjusters help homeowners and businesses with property damage claims from tornadoes, severe thunderstorms, hail, hurricanes, and water damage across Nashville, Memphis, Knoxville, Chattanooga, and the rest of the state. Public adjusters must be licensed under the Tennessee Public Adjuster Licensing Act of 2006, pass a written exam, and post a $50,000 surety bond. Tennessee uses tiered fee caps — 15% before the carrier's first offer, 25% of the additional amount obtained after a carrier offer, and 10% on total-loss catastrophic claims for fully mortgaged homes.