Public Adjusters in Iowa

Iowa public adjusters help homeowners and businesses with property damage claims from derechos, tornadoes, severe thunderstorms, hail, winter storms, and water losses across Des Moines, Cedar Rapids, Davenport, and the rest of the state. Public adjusters must be licensed by the Iowa Insurance Division, pass a written exam, and post a $20,000 surety bond. Iowa caps fees at 15% on non-catastrophic claims and 10% on catastrophic-disaster claims, and requires written contracts that explain the compensation calculation in detail.