Wisconsin Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Wisconsin. Regulated by the Wisconsin Office of the Commissioner of Insurance (OCI).
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No statutory fee cap
Wisconsin does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in a written contract that has been filed with OCI before services begin.
Licensing Requirements
Continuing Education
15 credits per 2-year renewal cycle for resident public adjusters, including 3 credits of ethics (Wis. Stat. § 629.11).
Contract Requirements
Wisconsin requires public adjusters to file their adjusting contracts with OCI before performing any adjusting services for an insured (Wis. Stat. § 629.04(1)). Filings are submitted to ocipublicadjusters@wisconsin.gov.
Solicitation Rules
Public adjusters must be registered with OCI before soliciting or contracting for services. Pre-filed contract forms must be used with insureds.
Governing Statutes
Wisconsin Statutes Chapter 629 (Public Adjusters); contract filing at § 629.04; continuing education at § 629.11
Frequently Asked Questions
- How much can a public adjuster charge in Wisconsin?
- Wisconsin does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in a written contract that has been filed with OCI before services begin.
- How do I verify a public adjuster's license in Wisconsin?
- You can verify a public adjuster's license through the Wisconsin Office of the Commissioner of Insurance (OCI) at https://sbs.naic.org/solar-external-lookup/lookup?jurisdiction=WI
- What are the licensing requirements for public adjusters in Wisconsin?
- Public adjusters in Wisconsin must pass a licensing exam, obtain a $20,000 surety bond, and complete 15 credits per 2-year renewal cycle for resident public adjusters, including 3 credits of ethics (Wis. Stat. § 629.11)..
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