West Virginia Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in West Virginia. Regulated by the West Virginia Offices of the Insurance Commissioner (WVOIC).
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No statutory fee cap
West Virginia does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in the written adjusting contract before services begin.
Licensing Requirements
Continuing Education
24 hours per 2-year cycle, including a minimum of 3 hours of ethics (W. Va. Code § 33-12B-13). Licenses expire May 31 and renew annually.
Contract Requirements
Written contract required. Should clearly describe the services to be provided, how fees are calculated, cancellation/termination procedures, and the adjuster's license and contact information. Resident applicants must complete fingerprinting and a criminal background check.
Solicitation Rules
Public adjusters must hold an active West Virginia license before soliciting or contracting for services and may not engage in unfair or deceptive solicitation practices.
Governing Statutes
West Virginia Code Chapter 33, Article 12B (Adjusters); license required at § 33-12B-2; qualifications and examination at § 33-12B-5; continuing education at § 33-12B-13
Frequently Asked Questions
- How much can a public adjuster charge in West Virginia?
- West Virginia does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in the written adjusting contract before services begin.
- How do I verify a public adjuster's license in West Virginia?
- You can verify a public adjuster's license through the West Virginia Offices of the Insurance Commissioner (WVOIC) at https://sbs.naic.org/solar-external-lookup/lookup?jurisdiction=WV
- What are the licensing requirements for public adjusters in West Virginia?
- Public adjusters in West Virginia must pass a licensing exam, and complete 24 hours per 2-year cycle, including a minimum of 3 hours of ethics (W. Va. Code § 33-12B-13). Licenses expire May 31 and renew annually..
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