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Utah Public Adjuster Regulations

Complete guide to public adjuster licensing, fees, and regulations in Utah. Regulated by the Utah Insurance Department (UID).

Verify a license with UT DOI

Fee Structure

No statutory fee cap

Utah does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in writing in the adjusting contract before services begin.

Licensing Requirements

Licensing exam required
Surety bond required
E&O insurance required

Continuing Education

Continuing education required each renewal cycle under Utah Code § 31A-26-206. Failure to complete CE causes the license to lapse.

Contract Requirements

Written contract required, with the public adjuster's compensation and the services to be performed disclosed before any work begins. Resident applicants must also complete fingerprinting and a state and FBI criminal-history background check.

Solicitation Rules

Public adjusters must hold an active Utah license before soliciting or contracting for services and must satisfy the character requirements at Utah Code § 31A-26-205.

Governing Statutes

Utah Code Title 31A, Chapter 26 (Insurance Adjusters); license required at § 31A-26-201; character at § 31A-26-205; CE at § 31A-26-206; examination at § 31A-26-207

Frequently Asked Questions

How much can a public adjuster charge in Utah?
Utah does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in writing in the adjusting contract before services begin.
How do I verify a public adjuster's license in Utah?
You can verify a public adjuster's license through the Utah Insurance Department (UID) at https://sbs.naic.org/solar-external-lookup/lookup?jurisdiction=UT
What are the licensing requirements for public adjusters in Utah?
Public adjusters in Utah must pass a licensing exam, and complete Continuing education required each renewal cycle under Utah Code § 31A-26-206. Failure to complete CE causes the license to lapse..

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