Pennsylvania Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Pennsylvania. Regulated by the Pennsylvania Insurance Department.
Verify a license with PA DOIFee Structure
No statutory fee cap
No statutory fee cap. Fees must be disclosed in a written contract. Legislation has been proposed to cap fees at 10% for catastrophic claims and 15% for other claims, but has not been enacted.
Licensing Requirements
Licensing exam required
Surety bond required ($20,000)
E&O insurance required
Continuing Education
24 hours per 2-year renewal cycle, including 3 hours of ethics.
Contract Requirements
Written contract required. Must include compensation terms and be signed before work begins.
Solicitation Rules
Solicitation restrictions apply during loss-producing events.
Governing Statutes
40 P.S. Chapter 21 (Act 21 of 2012, Public Adjuster Licensing Act)
Frequently Asked Questions
- How much can a public adjuster charge in Pennsylvania?
- No statutory fee cap. Fees must be disclosed in a written contract. Legislation has been proposed to cap fees at 10% for catastrophic claims and 15% for other claims, but has not been enacted.
- How do I verify a public adjuster's license in Pennsylvania?
- You can verify a public adjuster's license through the Pennsylvania Insurance Department at https://www.pa.gov/en/agencies/insurance.html
- What are the licensing requirements for public adjusters in Pennsylvania?
- Public adjusters in Pennsylvania must pass a licensing exam, obtain a $20,000 surety bond, and complete 24 hours per 2-year renewal cycle, including 3 hours of ethics..
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