Oregon Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Oregon. Regulated by the Oregon Division of Financial Regulation (DFR).
Verify a license with OR DOIFee Structure
No statutory fee cap
Oregon does not set a statutory percentage cap on public adjuster fees. Fees must be reasonable and clearly disclosed in writing in the adjusting contract before services begin.
Licensing Requirements
Continuing Education
24 hours per 2-year renewal cycle, including 3 hours of ethics. Resident adjusters must also complete 3 hours covering Oregon insurance law.
Contract Requirements
Written contract required. Must clearly disclose the public adjuster's compensation and the services to be performed. License number and full identifying information must appear on the contract.
Solicitation Rules
Public adjusters may not engage in unfair or deceptive solicitation practices. Must hold an active Oregon public adjuster license before soliciting or contracting for services.
Governing Statutes
Oregon Revised Statutes (ORS) Chapter 744 (insurance producers and adjusters); OAR Chapter 836, Divisions 9 and 71 (adjuster licensing rules)
Frequently Asked Questions
- How much can a public adjuster charge in Oregon?
- Oregon does not set a statutory percentage cap on public adjuster fees. Fees must be reasonable and clearly disclosed in writing in the adjusting contract before services begin.
- How do I verify a public adjuster's license in Oregon?
- You can verify a public adjuster's license through the Oregon Division of Financial Regulation (DFR) at https://sbs.naic.org/solar-external-lookup/lookup?jurisdiction=OR
- What are the licensing requirements for public adjusters in Oregon?
- Public adjusters in Oregon must pass a licensing exam, and complete 24 hours per 2-year renewal cycle, including 3 hours of ethics. Resident adjusters must also complete 3 hours covering Oregon insurance law..
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