Ohio Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Ohio. Regulated by the Ohio Department of Insurance (ODI).
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No statutory fee cap
Ohio does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in the adjusting contract before services begin.
Licensing Requirements
Continuing Education
Ohio does not require continuing education for public adjuster certificate-of-authority renewal. Annual renewal is required ($50 fee).
Contract Requirements
Public adjusters must hold an active certificate of authority before advertising, soliciting business, or representing themselves to the public as adjusters. Compensation terms must be disclosed in writing to the insured.
Solicitation Rules
A person may not advertise, solicit business, or hold themselves out to the public as a public adjuster without a current Ohio certificate of authority (ORC 3951.01(B)).
Governing Statutes
Ohio Revised Code (ORC) Chapter 3951 (Public Insurance Adjusters); examination at ORC 3951.05; bond and fees at ORC 3951.06
Frequently Asked Questions
- How much can a public adjuster charge in Ohio?
- Ohio does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in the adjusting contract before services begin.
- How do I verify a public adjuster's license in Ohio?
- You can verify a public adjuster's license through the Ohio Department of Insurance (ODI) at https://sbs.naic.org/solar-external-lookup/lookup?jurisdiction=OH
- What are the licensing requirements for public adjusters in Ohio?
- Public adjusters in Ohio must pass a licensing exam, obtain a $1,000 surety bond, and complete Ohio does not require continuing education for public adjuster certificate-of-authority renewal. Annual renewal is required ($50 fee)..
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