Indiana Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Indiana. Regulated by the Indiana Department of Insurance (IDOI).
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No statutory fee cap
Indiana does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in writing in the adjusting contract before services begin.
Licensing Requirements
Continuing Education
Indiana does not require continuing education for public adjuster license renewal. Licenses expire annually on December 31 and must be renewed with a current surety bond continuation certificate.
Contract Requirements
Written contract required, with the public adjuster's compensation and the services to be performed disclosed before any work begins. The license number and identifying information must appear on the contract.
Solicitation Rules
Public adjusters must hold an active Indiana license before soliciting or contracting for services and may not engage in unfair or deceptive solicitation practices.
Governing Statutes
Indiana Code (IC) Title 27, Article 1, Chapter 27 (Public Adjusters); bond at IC 27-1-27-4
Frequently Asked Questions
- How much can a public adjuster charge in Indiana?
- Indiana does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and disclosed in writing in the adjusting contract before services begin.
- How do I verify a public adjuster's license in Indiana?
- You can verify a public adjuster's license through the Indiana Department of Insurance (IDOI) at https://sbs.naic.org/solar-external-lookup/lookup?jurisdiction=IN
- What are the licensing requirements for public adjusters in Indiana?
- Public adjusters in Indiana must pass a licensing exam, obtain a $10,000 surety bond, and complete Indiana does not require continuing education for public adjuster license renewal. Licenses expire annually on December 31 and must be renewed with a current surety bond continuation certificate..
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