Georgia Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Georgia. Regulated by the Georgia Office of the Commissioner of Insurance and Safety Fire.
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33.3% cap on all claims. If insurer pays or commits in writing to pay policy limits within 72 hours of loss being reported, PA is not entitled to percentage-based compensation.
Licensing Requirements
Continuing Education
20 hours of prelicensing instruction per major line of authority required.
Contract Requirements
Written contract required and must be pre-approved by the Commissioner prior to working with consumers. Public adjusters have 30 days after license approval to submit their contract for approval.
Solicitation Rules
Cannot solicit during the progress of a loss-producing occurrence.
Governing Statutes
O.C.G.A. Title 33, Chapter 23, Sections 33-23-43.1 through 33-23-43.3
Frequently Asked Questions
- How much can a public adjuster charge in Georgia?
- 33.3% cap on all claims. If insurer pays or commits in writing to pay policy limits within 72 hours of loss being reported, PA is not entitled to percentage-based compensation.
- How do I verify a public adjuster's license in Georgia?
- You can verify a public adjuster's license through the Georgia Office of the Commissioner of Insurance and Safety Fire at https://oci.georgia.gov/agents-agency-licensing/licensed-adjusters-public-adjusters-counselors-surplus-lines-brokers
- What are the licensing requirements for public adjusters in Georgia?
- Public adjusters in Georgia must pass a licensing exam, obtain a $5,000 surety bond, and complete 20 hours of prelicensing instruction per major line of authority required..
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