Arizona Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Arizona. Regulated by the Arizona Department of Insurance and Financial Institutions (DIFI).
Verify a license with AZ DOIFee Structure
No statutory fee cap
Arizona does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and clearly disclosed in writing to the insured before services begin.
Licensing Requirements
Continuing Education
Arizona does not require continuing education for adjuster license renewal.
Contract Requirements
Written letter of representation or adjusting contract required, with full disclosure of the public adjuster's fees and the services to be performed before any work begins.
Solicitation Rules
Public adjusters must hold an active Arizona license before soliciting or contracting for services and may not engage in unfair or deceptive solicitation practices.
Governing Statutes
Arizona Revised Statutes (ARS) §§ 20-321 and 20-321.01 (licensing of adjusters)
Frequently Asked Questions
- How much can a public adjuster charge in Arizona?
- Arizona does not set a statutory percentage cap on public adjuster fees. Compensation must be reasonable and clearly disclosed in writing to the insured before services begin.
- How do I verify a public adjuster's license in Arizona?
- You can verify a public adjuster's license through the Arizona Department of Insurance and Financial Institutions (DIFI) at https://sbs.naic.org/solar-external-lookup/lookup?jurisdiction=AZ
- What are the licensing requirements for public adjusters in Arizona?
- Public adjusters in Arizona must pass a licensing exam, obtain a $20,000 surety bond, and complete Arizona does not require continuing education for adjuster license renewal..
Find a licensed public adjuster in Arizona
Browse Arizona adjusters